5. Use what you have first
Before you run to the store, check your pantry.
Before you order that cute jacket, check your closet.
It sounds simple, but we forget how much we already own.
Sometimes the cheapest way to live is to press pause and ask: Do I already have something that’ll work?
6. Cancel subscriptions you don’t use
If you’re paying for five streaming services but only watching one… it’s time to cut the extras.
Same goes for forgotten app subscriptions or gym memberships you haven’t touched since January.
You can always re-subscribe later if you miss it. But for now? That’s money back in your pocket.
7. Try a no-spend day (or week)
Pick a day—or even a week—where you don’t spend money on anything that isn’t a true necessity.
It’s a great way to reset your habits and notice where your money usually goes.
Bonus: it’s a great excuse to use up what’s in your pantry or finally read that book you already own.
8. Use your local library
Books, audiobooks, movies, even online courses—libraries are packed with free resources most people totally forget about. All you need is a card.
You can even use apps like Libby or Hoopla to borrow digital content right from your phone.
Cheap, easy, and surprisingly fun.
9. Declutter and sell stuff you don’t use
Chances are, you’ve got at least a few things sitting around collecting dust—clothes, gadgets, decor, random kitchen appliances.
List them on Facebook Marketplace, Poshmark, or even have a quick garage sale.
You’ll clear space AND make a little cash on the side.
10. Walk or bike whenever you can
Not every trip needs to be by car.
If it’s close enough, walking or biking saves gas, parking fees, and wear on your vehicle—and it’s good for your body too.
Even switching up a few trips a week can make a difference (plus, no traffic!).